Life insurance provides money directly to your beneficiary in the event of your passing.  The beneficiary can use the money for any expenses, such as paying off household debt, funding your child's education, making up for lost income, or paying for funeral and other related expenses.

There are two diffferent types of life insurance products; term and permanent.  Both types provide different benefits, and we recommend speaking to your financial advisor to decide which type is appropriate for your individual situation.

Estate planning allows you to ensure that your assets are distributed in the way which you would like them to be in the event of your passing.  Successful estate planning will allow your assets to be transferred to the designated beneficiaries with the lowest tax consequences.  Please contact your financial advisor at Vantage Financial Group, Inc. if you would like to begin this process.